Loan Recovery Officer
Position Circumstances
- Career Category: Law, Banking / Finance
- Schedule:Full-time
- Salary: N/A
Location: Based in Siem Reap Branch
Duties & Responsibilities:
- Provide legal consulting to BM, and CO.
- Develop strategy for bad loan collection
- Control weekly portfolio quality in branch
- Prepare complaints to authorities on overdue loan clients
- Issue the reminding letter on payment overdue and summit to clients
- File suit to court and monitor the court proceeding.
- Cooperate with BM, and CO to manage loan quality and collect NPL
- Produce weekly and monthly collection report of NPL, and achievement
- Find out the root cause of NPL and develop strategies for recovery actions
- Do other tasks assigned by line manager.
- Bachelor degree in Law or other related fields
- At least two-year experience in loan recovery
- Knowledge related to MFI or Banking Sector is a must
- Self-motivated, flexible and proactive
- Good at problem solving and negotiation skill with all levels
- Good interpersonal and communication
- Good attitude and team work spirit
- Strong commitment to work under pressure and be willing to frequency travel
- Good English both writing and speaking skill.
- Good at computer skills (MS office, e-mail/internet)
Loan Operation Officer
Position Circumstances
- Career Category: Banking / Finance, Accounting
- Schedule:Full-time
- Salary: N/A
Duties & Responsibilities:
- Check / prepare / upload CBC report
- Monitoring and follow up loan overdue/ loan arrear and report to head of loan and management
- Prepare document and disburse loan for customer
- Prepare loan agreement
- Generate, review and maintain loan disbursement reports and provide monthly reports.
- Monitoring loan maturity date / loan extension agreement
- Solving problem if any error
- Be punctual and responsible
- Must perform other duties as assigned
- Bachelor degree in business or account/Finance & Banking and other related fields.
- At least 01-year experience in MFI, banking, credit operations, back office and credit
- administrations.
- Self-motivated, flexible and proactive
- Good at problem solving and negotiation skill with levels
- Good interpersonal and communication
- Good English both writing and speaking
- Good at computer skills (Ms. Office, internet/email)
Credit Officer
Position Circumstances
- Career Category: Banking / Finance, Accounting
- Schedule:Full-time
- Salary: N/A
Work Location: Sihanoukville (City)
Duties & Responsibilities:
- Process all credit transactions
- Process credit analysis based on Credit Policy
- Process, collect and investigate documents for Credit Assessment
- Process and conduct credit review, property valuation and customer site visit for collateral
- Analyze credit data to gauge credit risk and provide recommendations to mitigate these risks, including a break-down of mitigation action plans for the respective Business units
- Prepare and arrange credit proposal to Credit Committee
- Follow up the existing loans and well communicate with existing and new customers.
- Promote bank products and services to existing and new customers
- Prepare loan report as required by supervisor and /or manager
- Be punctual and responsible
- Must perform other duties as assigned
- Degree in Finance and Banking or equivalent professional qualifications
- At least 2 years working experience in related field with the banking job
- Excellent communication, strongly organizational, creative, flexible and interpersonal skills
- Ability to work independently and as a team in an effective and efficient manner able to work under pressure and possess good time management skill
- Willing to travel to customers’ site for collateral survey and valuation
- Self-Starter
- Computer Literacy in Microsoft (Word, Excel, Internet & Email)
IT Officer
Position Circumstances
- Career Category: Computer - General, Computer - Networking
- Schedule:Full-time
- Salary: N/A
Duties & Responsibilities:
- Maintain computer, network, server ensure running smoothly.
- Manage and assign user access by setting appropriate user ID, password and access right limit
- Install, maintain and administer IT operation and application systems.
- Identify and mitigate system delivery issues and IT risks IT Security compliance.
- Maintenance Core Banking System.
- Resolve Hardware and Software problem.
- Liaise with IT vendor and suppliers for technical on-going support and system upgrade
- Implement tools to assist in detection, prevention and analysis of security threats
- Perform other duties assigned by managements.
- Minimum of 2 years’ experience in banking field, especially, IT sector
- Good communication and interpersonal skills
- Good command in English of both spoken & written
- Strong analytical skills and ability to solve all technical problems
- Good team work, problem solving, negotiation and interpersonal skill.
- Demonstration of ability to work on multi tasks to meet the deadlines and under pressure