Agriculture Value Chain Finance Specialist
Position Circumstances
- Career Category: Agriculture, Agriculture - Agronomy, Banking / Finance, Rural development
- Schedule:Full-time
- Salary: Negotiable
Location: Head Office
Duties & Responsibilities:
- Loan Assessment & Processing
- Updated agriculture price crop and commodity profile to ensure branch effectively implement.
- Evaluate agricultural loan applications for farmers, cooperatives, agribusinesses, and agri-SMEs.
- Conduct financial and technical analysis based on crop cycles, livestock production, farm budgets, and cash flows.
- Review collateral documents and verify land ownership, production assets, or inventory.
- Prepare and submit credit proposals with clear risk assessments and recommendations.
- Field Visits & Farm Evaluation
- Conduct farm and business inspections to assess productivity, farm management practices, and loan feasibility.
- Monitor ongoing farming activities, crop progress, livestock conditions, and market exposure.
- Validate the use of loan funds and identify early signs of repayment challenges.
- Portfolio Monitoring & Risk Management
- Monitor repayment schedules, track delinquent accounts, and support recovery efforts.
- Identify agricultural risks (weather, pests, price volatility, etc.) and recommend mitigation measures.
- Maintain accurate, up-to-date loan files for audit and compliance purposes.
- Contribute to maintaining high portfolio quality and minimizing NPLs.
- Client Support & Relationship Management
- Build strong relationships with value chain actors such as farmers, cooperatives, agri suppliers, and local community stakeholders.
- Provide guidance on suitable loan products and help clients understand terms and repayment obligations.
- Deliver financial literacy and farm management advisory when required.
- Support growth of agricultural lending in target regions through outreach activities.
- Product & Market Support
- Provide feedback to improve or develop agri. finance products.
- Stay updated on agricultural trends such as pricing, input costs, seasonal cycles, and government programs.
- Assist in promotional campaigns, field events, or partnerships that expand agricultural lending opportunities.
- Perform other duties as assigned by supervisor.
Expected Profile of Candidates
Qualifications:
- Bachelor's Degree in Agriculture, Agronomy, Finance, Rural Development, or related field.
Work History:
- Agriculture value chain development, agricultural lending, rural finance, or agribusiness for 3 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Strong understanding of crop production, livestock management, and farm economics.
- Ability to conduct field visits and work in rural areas.
- Commitment to continuous learning and professional growth.
- Good analytical, communication, and customer service skills.
- Ability to ride a motorbike or travel frequently (if relevant to your region).
Credit Quality Assurance Officer-Senior Executive
Position Circumstances
- Career Category: Business Administration, Banking / Finance, Accounting
- Schedule:Full-time
- Salary: Negotiable
Location: PNP Region
Duties & Responsibilities:
- Conducting regularly checking branch implement credit quality and compliances (policy, procedure, forms, …) and performance of branches to ensure strong credit control at branch levels.
- Following up fraud prevention and detection as well as credit risk prevention strategy.
- Report of Credit Quality Assurance to Credit Quality Assurance Unit Manager.
- Assists Credit Department to prepare instruction letter/guidelines and disseminating to branches.
- Coordinates communication and reporting activities between branch and relevant department to ensure availability of data required for efficient daily operations.
- Reviews finding regularly and prepare instruction and communicate the improvement plan with branches.
- Perform other duties as assigned by Credit Quality Assurance Unit Manager.
Expected Profile of Candidates
Languages:
- English - Good
Qualifications:
- Bachelor's Degree in Banking/Finance or Business Management or equivalence.
Work History:
- Experiences related to credit operation tasks for 2 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Good command of English language both written & spoken.
- Sound understanding of computer programs.
- Strong attention to detail with monitoring and evaluation skills.
Soft Skills
- Honest and hardworking.
- High ability to work with minimum supervision.
Credit Underwriting Officer-Senior Executive (6 Positions)
Position Circumstances
- Career Category: Banking / Finance, Accounting, Business Administration
- Schedule:Full-time
- Salary: Negotiable
Location: Head Office
Duties & Responsibilities:
- Review loans, which are submitted from branches and recommended to the credit committee.
- Monitor the performance of team members to have more efficiency and support errors of loan proposals submitted by branches.
- Collect and control errors of loan proposals submitted by branches, analyzed and commented on loan case in liaison with loan policies.
- Regular on-site support to branch network in order to encourage achieving targets, pushing or improving results.
- Strengthen loans assessment with BM/DBM/HFSA/FSA.
- Select poor portfolio performance of branches, identify problems and propose actions to improve.
- Follow compliant from clients related to loan services.
- Visit loan clients which loan size is over to the authorization of Branch Manager and provided loan recommendation if it’s required by the Credit Committee.
- Participate in Credit committee meeting to present the loan information.
- Identify potential business opportunities by branch (cluster markets, potential clients by sector, activities, etc
- Regularly monitor Loan Portfolio Quality and Overdue report from Branches.
- Participate in Credit committee meeting to present the loan information.
- Preparing monthly report to management.
- Perform other duties as assigned by Credit Underwriting Unit Manager.
Expected Profile of Candidates
Languages:
- English - Good
Qualifications:
- Bachelor's Degree in Banking/Finance or Business Management or equivalence
Work History:
- Lending experience with a focus on loans segments for 3 years as a minimum
- Working in regulated financial institution, preferable with some direct lending management experience for 2 years as a minimum
Skills & Knowledge:
General & Technical Skills
- Experience with building strong relationships to achieve loan growth targets.
- Excellent working knowledge of the market.
- Solid knowledge of risk, macroeconomics, trading, and portfolio theory.
- Good technical knowledge of MS Office products (Excel , Word, others)
- Strong knowledge in English.
Soft Skills
- Proactive, flexible and a good team player.
- Ability on problem solving and good communication skills.
- Good behavior committed and disciplined.
