Credit Supervisor
Position Summary Expectations - Duties, Responsibilities
Location: Head Office
REMUNERATION
Khmer Capital Microfinance Institution will provide an attractive compensation and benefits based on candidates experience and competency.
- Initiate and develop strategy, promotion activities, target clients and loan disbursement plan;
- Plan and execute promotion activities to meet target plan;
- Strengthen connection with new and existing clients;
- Assess loan application base on 5C including business, repayment and financial capacity and collateral valuation
- Write up and verbal recommendations on each loan proposal to manager and committee;
- Ensure prompt loan repayment and assess loan overdue.
- Conducting market research from other Bank or MFIs related to loan products, terms and condition in order to amend our internal products condition and ensure of effective competition.
- Research and keep management updated the property market price and trend;
- Take part in explaining to loan applicants about the Credit policy and procedure in a way that the loan applicants are aware about loan principal, interest, and fee shall be paid regularly according to the schedule.
- Advise or recommend to Credit officers to be aware and take responsibilities to monitor the situation of the borrowers and properties mortgaged;
- Other duties as assigned by management.
- Bachelor degree or Master in business administration, Banking, Finance, Marketing or related filed;
- Minimum 4 years’ related experience with Bank or MFIs.
- Experience for hunting and processing large loan (Corporate, Business, and SME loan).
- Good understanding for credit analysis and collaterals, and legal process.
- Good judgment and decision-making skills;
- Excellent communication and Interpersonal skills;
- Computer Literacy (MS. Word, Excel, Internet…).
Credit, Senior Officer
Position Summary Expectations - Duties, Responsibilities
Location: Head Office.
REMUNERATION
Khmer Capital Microfinance Institution will provide an attractive compensation and benefits based on candidates experience and competency.
- Prospects new clients and assists them for loan application;
- Plan and execute promotion activities to meet target plan;
- Conducts loan assessment, collects detailed information, evaluation collaterals, and assess loan overdue.
- Prepares, submit, and execute loan agreement and application; and arrange for loan disbursement.
- Ensure promptly loan repayment and interest service;
- Maintains contact and good relationship with client;
- Ensure full compliance with internal and external policies, procedures, and audit recommendations.
- Handle customer complaints
- Analyze potential loan markets and develop referral networks in order to locate prospects of loans.
- Other task assign by management.
- Bachelor degree in business or related filed.
- Minimum 2 years with related work experience in MFIs or Bank;
- Good understanding of credit analysis, collaterals, and legal process.
- Good in Microsoft Office.
- Good communication and interpersonal skill.
- Good at English language proficiency
