Credit Assessment (3 Positions)
Position Summary Expectations - Duties, Responsibilities
Level : Junior Assistant
Location : Oudong
- Check and survey loan/operation field
- Collecting data (Client's living situation & Collateral)
- Assess loan/credit document/file
- Provide training
- Other tasks as required by Branch manager/Head of Credit Assessment
- Holding bachelor degree in related field
- At least 1 year working experience as credit officer/credit assessment or in related field
- Analysis knowledge, communication and interpersonal knowledge, problem-solving, and decision making knowledge
- Be able to speak, read and write in English a little bit
- Know how to use Ms. Office
- Be patient, honest, and trustworthy, teamwork
Loan Recovery (2 Positions)
Position Summary Expectations - Duties, Responsibilities
Level : Assistant/ Junior/ Senior
Report to : Head of Loan Recovery Department
Location : Loan Recovery Department (Head Office)
Vacancy : 02 vacancy positions (Female 01 and Male 01)
- Collect late customer information and provide data analysis for manger.
- Record the resolved data and report to management.
- Negotiate directly with customers and guarantors and cooperate with branches to resolves and Collect money form customers late.
- Train new credit officers on procedures and share good experience if late loan settlement.
- Need to increase good relations with branches and local authorities.
- Track late/ unpaid customers who work away from home or have their address changed.
- Set priorities, including defining strategies for dealing with late customers.
- Monitor customer promises and sensitivity.
- Collect as much money from late customers as possible.
- Have a clear plan and goals.
- Monitor the complaint process and resolve it regularly in each step.
- Provide information back to the manager of any non-cash activities.
- Increase honesty, clarity and high responsibility
- Holding bachelor degree of Law/ Banking/ Finance or related field
- At least 2 years related working experience
- Has knowledge of microfinance and bank sector
- Understand about Operation Policy and Guideline of BNKC
- Understand Law, Regulation, Prakas and Announcement of NBC
- Advance Excel and be able to use computer program ( Core banking, Ms Office, Internet , Email )
- Be able to speak, read, and write in English or Korean
- Analytical, problem solving, and decision-making skills
- Ability to appropriately and effectively solve the problem by showing good problem solving and negotiation skill with all levels and various situations; good interpersonal and communication.
